Thursday, April 15, 2010


I accidentally typed "CRAPPY", and thought about just leaving it because it really describes my mood! I've been back in my "Not-Wanting-To-Blog" mode, just because I've been in such a rotten mood. In fact, do you know how many days it's been since I've picked up my hook and yarn? I believe it was sometime last weekend, and that is VERY unusual for me, to go more than a day without crocheting something. 

So, who popped my bubble this time? Let me see how I can explain this without boring you all to tears. Basically, this is what happened. You all know I was in the hospital a couple of days recently. When I turned in my hours for payroll, I added a BIG, BOLD notation indicating my request to take two PTO days to make up for the days I missed. Well, life was bopping along just fine until this last Monday. I got into Quicken to do my update and give our account a last-minute check before the house payment was deducted. To my horror, I discovered that my request for the PTO days had not been honored, and my paycheck was much lower than anticipated!!  Unfortunately, there was not an over-abundance of money in that account, and even less with the smaller paycheck, so charges started coming through, and this led to overdraft charges. By the time I discovered the OD charges from Friday, there were four more that came through on Monday. This fiasco came to a grand total of $210!!!!!  If you've ever experienced the joy of overdraft charges, you know how the problem seems to compound, kind of like falling dominoes!

My husband and I went to the bank on Tuesday, in an attempt to plead for mercy, since we have had this account for many years and have had very few screw-ups like this. The assistant branch manager told us she would only reimburse us for three of the OD charges, and I would have to go to my employer to get reimbursed for the rest. GGRRRRR!!!  Yes, I realize it was my boss' mistake, and I even have her apology in an email to back it up. But, it really irks me that banks cannot be more customer-friendly. It's not like they manually mailed back checks for non-payment. With everything electronic these days, the OD charges were all generated by a computer. And, it's not like my husband and I, long-time customers that we are, routinely overdraw our account.  So, I will talk to my boss about the possibility of getting reimbursed for these charges. I'm just mad about having to take that step.

That got my week off to a rip-roaring start, and it's just gone downhill from there. But, lest you are already dozing off, I think I will leave you for now, and I promise to return in better spirits.


  1. OMG!!!!!!!!!! That is a horrible thing to have happen to you. I totally understand not wanting to talk. The problem is the bank just really doesn't care. The person at your local bank that you deal with is a real person but they work for a machine that doesn't give a rat's (*&^ about people, it doesn't realize that without you they wouldn't be there. I'm so sorry this happened, I know how it makes you feel 'cause it happened to me once. God Bless you girlfriend!

  2. That so totally sucks! Something similar happened to us last year and the bank was the same way. Guess we are all just numbers to them, not people. I really, really hate it when stuff like this happens. I hope at least your employer will reimburse you for the charges, as without their error none of this would have happened. Hang in there and remember.. this too shall pass :)

  3. been there, done that . . and felt exactly the same . . bt no re-imbursements for me . . . THANK HEAVENS for some savings

  4. Oh my goodness.. I'm sorry to hear this. I know how things like this can really snowball like you say. I hope it all smooths out for you soon! Hang in there! ~tina

  5. UGH! My stomach hurt just reading this. I have been a victim of this so many times it just makes me sick to hear it happening to you. Fortunately you had a reason. Mine usually was from my failure to log something and or forgetting to deduct an autopayment of some sort. None the less it still stinks no matter how it happened.

    Don't be affraid to ask for the expenses back from your boss. As much as I know you'd rather suck it up and deal with it you can't allow their continuous over site (we both know they have the tendency to do this) to get the best of you.

    Hope all is better now that its Friday. Grey rainy day but wonderful napping weather. Anyway love you bunches and hope your feel better soon.

  6. Okay, you slacker! Two weeks is a ridiculously long time to wait for another post. Get off your ass and tell us what you had for dinner or something...ANYTHING!


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